Car finance is secured loan offered by almost every bank of Pakistan. You can buy zero meters or maximum 5 years old car through this facility.


The difference between unsecured loans and car finance (secured loan) is Down Payment and ownership of Asset.


In car finance consumer has to pay 25-30% Down payment to Bank and Bank finances the rest of the 75-75% of the asset value. The car remains on Bank’s Name during the financing Period.


Eligibility Criteria:
1) Anyone availing our Bronze , silver or Gold Package can avail this facility
2) Salaried person with Minimum Salary of 50,000 can Avail this Facility
3) Business Person – HISTORY BASED CUSTOMERS (those who already have any unsecured loan, credit card or Car finance from any bank for more than one year) can avail this facility.

Document Requirement:
2) Last 3 pay slips
3) Last 6 months Bank Statement
4) 2 references
5) Utility Bills of Home
6) NTN (In case of Business Person)
7) Bank Account Maintenance Certificate ( In case of Business Person)
8) Down Payment (30% of Car Value)